Loans For People With Bad Credit

Loans For People With Bad Credit

Money Available For Deserving Projects
Better than Kickstarter, no waiting!
www.MoneyForProjects.com

Money to 

* Pay Bills
* Buy Things
* Build Your Business
* Finish A Project
www.MoneyForProjects.com

Loans for people with bad credit may seem out of reach, but with diligent effort, credit scores may be reworked to be more positive, and through discipline, a new and better credit rating may be obtained. So, loans for people with bad credit are indeed possible.

In finance, unsecured debt refers to any type of debt or general obligation that is not collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment.

In the event of the bankruptcy of the borrower, the unsecured creditors will have a general claim on the assets of the borrower after the specific pledged assets have been assigned to the secured creditors. The unsecured creditors will usually realize a smaller proportion of their claims than the secured creditors.

In some legal systems, unsecured creditors who are also indebted to the insolvent debtor are able (and in some jurisdictions, required) to set-off the debts, which actually puts the unsecured creditor with a matured liability to the debtor in a pre-preferential position.

Under risk-based pricing, creditors tend to demand extremely high interest rates as a condition of extending unsecured debt. The maximum loss on a properly collateralized loan is the difference between the fair market value of the collateral and the outstanding debt. Thus, in the context of secured lending, the use of collateral reduces the size of the "bet" taken by the creditor on the debtor's creditworthiness. Without collateral, the creditor stands to lose the entire sum outstanding at the point of default, and must boost the interest rate to price in that risk. Where high interest rates are considered usurious, unsecured loans are either not made at all, or are made by loan sharks unafraid of the law.

See also[edit]
High-yield debt
Guarantor loan
Medical debt
Merchant Cash Advance
Peer-to-peer lending
Term deposit
References[edit]
[hide] v t e
Consumer debt
Alternative financial services Financial literacy
Unsecured debt 
Credit card debt (cash advance) Overdraft Payday loan Personal loan/Signature loan Moneylender Microcredit
Secured debt 
Mortgage loan/Home equity loan/Home equity line of credit Remortgage Car title loan/Logbook loan Tax refund anticipation loan Pawnbroker
Debt management 
Debt consolidation Credit counseling/Debt management plan/Debt settlement Personal bankruptcy Foreclosure/Repossession Debt Support Trust
Key concepts 
Annual percentage rate (APR) Effective annual rate (EAR) Credit history


personal loans
bad credit loans
loans for bad credit
bad credit personal loansunsecured personal loanspersonal loans for bad creditloans for people with bad credit

2010 Oscars - Film Production - Sam's Oscar Report 2010

2010 Oscars - Film Production - Sam's Oscar Report 2010

Sam's 2010 Oscar Report is available here.

film school

filmmaking

film financing

film production

passion for cinema

digital filmmaking handbook

© 2010 Sam Longoria, All Rights Reserved

Unsecured Personal Loans

Unsecured Personal Loans

Money Available For Deserving Projects
Better than Kickstarter, no waiting!
www.MoneyForProjects.com

Money to 

* Pay Bills
* Buy Things
* Build Your Business
* Finish A Project
www.MoneyForProjects.com

Unsecured personal loans are a necessity, for those with a poor or untested credit rating. Sometimes, the only way to find business funding, for a new untried business, is through unsecured personal loans. 

In finance, unsecured debt refers to any type of debt or general obligation that is not collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment.

In the event of the bankruptcy of the borrower, the unsecured creditors will have a general claim on the assets of the borrower after the specific pledged assets have been assigned to the secured creditors. The unsecured creditors will usually realize a smaller proportion of their claims than the secured creditors.

In some legal systems, unsecured creditors who are also indebted to the insolvent debtor are able (and in some jurisdictions, required) to set-off the debts, which actually puts the unsecured creditor with a matured liability to the debtor in a pre-preferential position.

Under risk-based pricing, creditors tend to demand extremely high interest rates as a condition of extending unsecured debt. The maximum loss on a properly collateralized loan is the difference between the fair market value of the collateral and the outstanding debt. Thus, in the context of secured lending, the use of collateral reduces the size of the "bet" taken by the creditor on the debtor's creditworthiness. Without collateral, the creditor stands to lose the entire sum outstanding at the point of default, and must boost the interest rate to price in that risk. Where high interest rates are considered usurious, unsecured loans are either not made at all, or are made by loan sharks unafraid of the law.

See also[edit]
High-yield debt
Guarantor loan
Medical debt
Merchant Cash Advance
Peer-to-peer lending
Term deposit
References[edit]
[hide] v t e
Consumer debt
Alternative financial services Financial literacy
Unsecured debt 
Credit card debt (cash advance) Overdraft Payday loan Personal loan/Signature loan Moneylender Microcredit
Secured debt 
Mortgage loan/Home equity loan/Home equity line of credit Remortgage Car title loan/Logbook loan Tax refund anticipation loan Pawnbroker
Debt management 
Debt consolidation Credit counseling/Debt management plan/Debt settlement Personal bankruptcy Foreclosure/Repossession Debt Support Trust
Key concepts 
Annual percentage rate (APR) Effective annual rate (EAR) Credit history


personal loans
bad credit loans
loans for bad credit
bad credit personal loansunsecured personal loanspersonal loans for bad creditloans for people with bad credit

Groundhog Day Movie - Not Just A Day About A Rodent, But A Really Fine Film.

Groundhog Day Movie - Not Just A Day About A Rodent, But A Really Fine Film

I have been remiss in not writing a piece about how much I like Harold Ramis's excellent 1993 movie, "Groundhog Day." It's so good, and repeated viewing only improves it, like the life of its protagonist, Phil, played in an emotionally-satisfying arc, by the great Bill Murray, and directed by the great and sweet Harold Ramis.

During "Ghostbusters," some of us went pistol shooting at the Beverly Hills Gun Club, and I remember Danny Aykroyd and I horrified Harold, by doing a full field-strip of a M1911A1 Colt, in the hallway of Boss Film. Mr. A could do it forward and backward, with his eyes closed.

I could tell Harold was nervous, he was laughing too long, but he went with it, and we all had a fine time. I got the chance to quiz him about two scripts of his I still really love, "Stripes," and the picture we were all working on, "Ghostbusters."

Harold was quite open about his method, which was a clever system. He said he made a list of the different movie genres he enjoyed, and then he and various writing partners went down the list, knocking off here a service comedy like "Stripes," and there a ghost movie like "Ghostbusters." And so on.

There had been many of each of those movie genres, and Harold's idea was his would just be a different take on those identifiable movie types. God Bless Harold Ramis, such a nice man, what a lovely simple way to do things, and just look at the career he and his simple method sculpted for him.

I was a young screenwriter then, and that just seemed too methodical to me. I thought then you had to be dragged about by your muse, writing as a-mused. Of course, that was before I actually had to meet a Deadline and please Investors. Now I just laugh at my 27-year-old naivete. Of course you make a list. Of course you go down that list, and tick off your tasks. Of course.

Anyway, "Groundhog Day." Having told you about Harold's List, I have to admit I can't think of many movies like "Groundhog Day," although some will inevitably occur to me. "Ghostbusters" of course, comes from the Bob Hope movie, "The Ghost Breakers," and "Stripes" was just like so many enjoyable you're-in-the-army-now movies, only with new funny Second City actors.

"Groundhog Day." Is there another movie so satisfying? One that goes right through "funny," and deeply into "profound?" About a prickly jerk creep of a guy who "doesn't even like himself," a shallow, mean, using guy, who clambers over the faces of his fellows, who learns to be a real live boy, the way you learn anything, through endless repetition?

Has there ever been a movie with such a good script, a cast with such an enjoyable journey together, such a deep movie-objective need for guy and girl to get together, or a girl as beautiful and sweet as Andie MacDowell?

Or a guy who's such a jerk as Bill's Phil? One who pays for it so much, he transcends and redeems himself, reinventing his own life, over and over? Yes, I know. We all do.

Every day, until it's all over. If it is.

I think "Groundhog Day" is unique. I can think of some dharmic "Twilight Zone" episodes that are like it, but not a lot of feature-length theatrical movies. How would you sell such a beastie? Here's the trailer. I think they sold it pretty well.

Everything, everybody, and everybody's life, has a sweet spot.

"Groundhog Day" was the sweet spot for everybody in it, and for those who made it. "Harold Ramis's masterpiece?" You bet.

And for me - One who just watches it. Over and over....


Danny Rubin
Bill Murray
Harold Ramis
Chris Elliott
Ghostbusters
George Fenton
Groundhog Day
Andie MacDowell
Brian Doyle-Murray

Make a movie

Make a movie


"Perhaps it sounds ridiculous, but the best thing that young filmmakers should do is to get hold of a camera and some film and make a movie of any kind at all."

-- Stanley Kubrick


http://digitalfilmmakinghandbook.com


Sam Longoria
make a movie
Stanley Kubrick
Digital filmmaking handbook
Sam Longoria digital filmmaking handbook

Personal Loans For Bad Credit

Personal Loans For Bad Credit

Money Available For Deserving Projects
Better than Kickstarter, no waiting!
www.MoneyForProjects.com

Money to 

* Pay Bills
* Buy Things
* Build Your Business
* Finish A Project
www.MoneyForProjects.com

Personal loans for bad credit may seem to be a poor idea, but when one is re-building his credit rating, personal loans for bad credit seems to be the way to receive funding, to apply for new loans, and thereby gain strength in the marketplace. 

In finance, unsecured debt refers to any type of debt or general obligation that is not collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment.

In the event of the bankruptcy of the borrower, the unsecured creditors will have a general claim on the assets of the borrower after the specific pledged assets have been assigned to the secured creditors. The unsecured creditors will usually realize a smaller proportion of their claims than the secured creditors.

In some legal systems, unsecured creditors who are also indebted to the insolvent debtor are able (and in some jurisdictions, required) to set-off the debts, which actually puts the unsecured creditor with a matured liability to the debtor in a pre-preferential position.

Under risk-based pricing, creditors tend to demand extremely high interest rates as a condition of extending unsecured debt. The maximum loss on a properly collateralized loan is the difference between the fair market value of the collateral and the outstanding debt. Thus, in the context of secured lending, the use of collateral reduces the size of the "bet" taken by the creditor on the debtor's creditworthiness. Without collateral, the creditor stands to lose the entire sum outstanding at the point of default, and must boost the interest rate to price in that risk. Where high interest rates are considered usurious, unsecured loans are either not made at all, or are made by loan sharks unafraid of the law.

See also[edit]
High-yield debt
Guarantor loan
Medical debt
Merchant Cash Advance
Peer-to-peer lending
Term deposit
References[edit]
[hide] v t e
Consumer debt
Alternative financial services Financial literacy
Unsecured debt 
Credit card debt (cash advance) Overdraft Payday loan Personal loan/Signature loan Moneylender Microcredit
Secured debt 
Mortgage loan/Home equity loan/Home equity line of credit Remortgage Car title loan/Logbook loan Tax refund anticipation loan Pawnbroker
Debt management 
Debt consolidation Credit counseling/Debt management plan/Debt settlement Personal bankruptcy Foreclosure/Repossession Debt Support Trust
Key concepts 
Annual percentage rate (APR) Effective annual rate (EAR) Credit history


personal loans
bad credit loans
loans for bad credit
bad credit personal loansunsecured personal loanspersonal loans for bad creditloans for people with bad credit

Christmas Gifts Filmmakers Want

Christmas Gifts Filmmakers Want

While we're on the subject, here's my book,

Sam Longoria's Digital Filmmaking Handbook.





Sam Longoria
Digital Filmmaking Handbook
Sam Longoria's Digital Filmmaking Handbook

Film Production - In Praise of Harlan Ellison

In Praise of Harlan Ellison

In junior high in Seattle, I remember tuning in the brand-new "Star Trek" show, completely by accident. Had no idea what it was. First episode I saw was "City On The Edge Of Forever." I loved it, and watched the show ever after. I did notice that the quality of subsequent episodes wasn't as good.

In high school, my friend Merlin did something for which I am still grateful, slipping me a copy of Harlan Ellison's "A Boy And His Dog," saying, "This is the dirtiest story I ever have read." It certainly was. I HAD to read it, and enjoyed it tremendously.

Then I went away to Hollywood to make movies. I worked on a whole bunch of visual effects movies, many of them Oscar-worthy, with large budgets. Eventually, I grew tired of tech stuff, and set out to create my own Art and Movies again.

For a dozen years, I owned and ran an improv comedy theatre in Hollywood. While I was painting my theatre seats, a nice lady volunteer helped me, and we got to talking. She listened as I went on and on about what books and shows I liked.

I mentioned Harlan Ellison's work, and why he was one of my absolutely favorite Writers, and she listened more intently.

Then she told me some Harlan Ellison details I'd never heard. A little more conversation revealed her to be Harlan Ellison's ex-wife. Now THAT was an interesting surprise.

Then one morning, I went to put garbage into my dumpster behind the theatre. I couldn't, because it was full of Harlan Ellison's office garbage. Notes, envelopes, papers, all with his name. 

I wrote him a note, saying I had a Hollywood dumpster full of his garbage, and I wanted to put it on display at my theatre, with his name on the sign out front.

My collection lacked the personal touch, and did he have any personal garbage? Fruit rinds, coffee grounds, that sort of thing?

I left my phone numbers, and he called me on most of them the next day, and we had some of the most fun phone conversations I've ever had. He's not just a good Writer, he's a dazzling conversationalist, too. A smart and funny man. And those are just the best.

Why was his garbage in my dumpster? That's not important, but if you send me $2, I will make up something.

I asked him once, if it bothered him Jim Cameron swiped his TV shows to create "The Terminator." He said, "Nope! As long as they pay me money." He is my role model on that topic.

Pay The Writer

I've enjoyed Harlan Ellison's work for years and years, I have crossed paths with him enough to know he is brilliantly smart and creative, and that puts him at odds with lots of mediocre people. 

Long live Harlan Ellison!

Sam Longoria

PS.

Poor Harlan had a heart bypass in 1994.

Then he had a stroke in 2014.

Harlan proved himself amazingly strong and resilient, and didn't let those things stop him, or even slow him down really, to an amazing degree.

28 June 2018, Harlan passed away, and today I mourn.

Harlan Ellison was great, and I'm glad our paths crossed, and I always will value his wit and his great advice. I learned many things from him, about Writing and Marriage and Dealing With Life. And what else is there?

Farewell, Harlan.
We might have argued about it, but
I truly believe I will see you again.



Harlan Ellison
City On The Edge Of Forever
A Boy And His Dog
The Terminator
The Outer Limits
The Twilight Zone
I Have No Mouth And I Must Scream

Thanksgiving - Movies I Love

Thanksgiving - Movies I Love

Man! I thought I knew movies. I thought, "Thanksgiving Day is coming. My favorite holiday. Good food, good company, an attitude of gratitude. Time to see the movies I always see this time of year."

Then, I tried to list them, but I couldn't.

Because there aren't any.

You may have already noticed this horrifying revelation yourself. There are no great Thanksgiving movies. It's true.

Christmas movies, we got. Every year, there is at least one brand-new studio movie meant to dilute and world-ize and cheapen the beautiful Christmas story. Happens every year.

New Year's Day, Groundhog Day, Valentine's Day, those holidays have movies, but not Thanksgiving Day.

Growing up, I remember the Rankin-Bass Christmas animations, and Charlie Brown Christmas, and "The Homecoming" for Christmas, and "It's a Wonderful Life" covered both Christmas and New Year. And the Dolly Madison snack cake Arbor Day special of course, everybody remembers those, but there was nothing for Thanksgiving, and that was my favorite holiday.

No guilt, no straining of one's finances, no responsibility for somebody else's Christmas joy. Nothing was expected of you at Thanksgiving, just sit down and eat. And to capacity! And beyond! A capacity unimagined at other times of the year. A creaking, groaning, falling-down packed stuffed fullness that seriously threatened to take you out, some terrifying excessive November. 

So I guess I really didn't need a Thanksgiving movie, just food.

Luckily, some of my favorite movies have a Thanksgiving Day scene in them. Woody Allen's "Broadway Danny Rose" has a great Thanksgiving scene, where Danny and his Actor friends meet in Danny's crummy little apartment, and he feeds them turkey tv dinners. "Broadway Danny Rose" is a sweet little movie, with some quiet little gems.

Broadway Danny Rose

So I roasted a turkey, and had WILD SIDE Theatre Actor friends over for Thanksgiving Dinner, several times. It was fun, and we weren't just a bunch of Hollywood refugees, stuck in Hollywood, away from friends and family. We were all alone, together.

Of course, if we had really wanted to, we could go home to our families. "Planes, Trains And Automobiles" is a 1987 story from the late John Hughes, of two guys who really want to get home, go through great difficulty getting there, and learn a lot on the way.

Planes, Trains And Automobiles

Another John Hughes road-buddy movie set at Thanksgiving,

is 1991's "Dutch." Not as good a cast, and the story seems...familiar, about two guys who really want to get home, go through great difficulty getting there, and learn a lot...um...on the way.

Dutch

Here's an odd Thanksgiving selection, but it has Thanksgiving significance for me.

I remember Thanksgiving 1989. A bunch of us pale NW Evergreen animation people, at my pal Craig Bartlett's Hollywood place for a nice dinner.

I helped Craig with his 2x4 16mm animation stand, and our friend Matt Groening told us about his new animated segment for the "Tracey Ullman Show," a funny cartoon about Matt's family, growing up. 

A lot happened over the next 365 days. 

One year later, I watched Matt's creation, Bart Simpson of "The Simpsons," float by on tv, a balloon in the Macy's Parade. Surreal! (And now it's 20 years later. That's surreal, too).

The Simpsons Movie

This is probably the ONLY REAL MOVIE ABOUT THANKSGIVING. 

Directed by Jodie Foster, who always has a special place in my heart, this movie is called "Home For The Holidays," with a great cast. Some favorite Actors, all in the same story. A little sordid, as modern holiday stories made by Hollywood refugees tend to be, but it is very funny.

Home For The Holidays

Here's how far movies have sunk. 

2003's "Pieces of April" is also about Thanksgiving, but it's a grubby indy movie about a girl having her family over for dinner. That could be nice, but it gets pretty depressing, don't say I didn't warn you. Maybe Hollywood refugees shouldn't make Thanksgiving Day movies.

Pieces of April

After that, I need something for dessert - pumpkin pie would be nice. Here's a little home-made Thanksgiving pumpkin pie stop-motion video.

Happy Thanksgiving Stop-Motion Video

Happy Thanksgiving! I hope you are warm and dry, and thankful to be home with your loved ones, for a lovely meal.

Broadway Danny Rose
Planes, Trains And Automobiles
Dutch
The Simpsons MovieHome For The Holidays
Pieces of April
Happy Thanksgiving Stop-Motion Video

Veterans Day - Best War Movies

Veterans Day - Best War Movies

November 11, Armistice Day. Veterans Day.

The eleventh hour of the eleventh day of the eleventh month. Official cessation of hostilities in the First World War, the Big One, the Great War. The War to End All Wars. At least in Europe, and...for only twenty years or so.

"Once, all the Germans were warlike and mean,
but that couldn't happen again.

We taught them a lesson, in Nineteen-eighteen,
and they've hardly bothered us since then."
-- Tom Lehrer, "MLF Lullaby," 1965

There have literally been hundreds of wars since 1945, the end of WWII, and I've quite given up on this being a peaceful planet, and ours being a peaceful species, that can get along with itself. After a certain point, I just had to quit hoping for any change in Humanity, and accept what IS.

(A good thing, too, that nobody ever asked for my opinion).

War will always be with us, whether you're pro- or anti-, and War is a favorite topic of filmmakers everywhere.

Veterans Day is a big holiday. Post Office and Banks are closed. Play the DVDs, open your eyes and heart, and solemnly reflect on Man's Inhumanity To Man.

Here's what I'll start watching today. A great international favorite, from Universal Pictures. Beautifully shot and acted. It was the Best Picture Oscar-winner in 1930. "All Quiet on the Western Front."

Another Great War Movie, also about WWI. The incomparable Stanley Kubrick's "Paths Of Glory." Stanley's name should loom large on your Best War Movie list, as he made several of the Best War Movies ever.

Just so we don't get stuck in the Twentieth Century. Spartacus? War movie? Stanley Kubrick? Yes!


 
There were lots of war movies made during the Vietnam era. "Full Metal Jacket." Best Vietnam War movie? Yes.




Also-Great Vietnam War Movie. Francis Ford Coppola's "Apocalypse Now."


Robert Altman's blood-soaked comedy, M*A*S*H. Set during the Korean war, but it's really about Vietnam.



Mike Nichols's Great, but too-cute-for-its-own-box office "Catch-22." About WWII, but really about Vietnam. (Recognize some Great Actors, as youngsters?)



Stanley Kubrick's end-of-the-world Nightmare Comedy about Nuclear War. (Which we don't discuss any more, but it's more likely now than ever). "Dr. Strangelove or How I learned to Stop Worrying And Love The Bomb."


Great Cast (Lee Marvin, Robert Carradine, Mark Hamill), in Samuel Fuller's masterpiece, "The Big Red One."




America is a land of contradictions. We believe passionately in Freedom and Rights, but historically, America has infringed some American citizens' Liberty.

This is the story of the 442nd Regimental Combat Team, the most-decorated US outfit of WWII. Composed of Nisei (2nd generation Japanese-Americans), they fought valiantly, despite losing their Rights and Property and Personal Liberty. Their story is inspiring, in "Go For Broke"



Last, but certainly not least, here's Audie Murphy, the most-decorated boy soldier of WWII, who came home to a celebrated movie career.

Audie was 5'5" tall, weighed 110 pounds, crazy brave enough to wipe out German tanks and machine guns and soldiers, while he was sick to death with Malaria.

Audie won 33 medals, including the Congressional Medal of Honor. The movie story of Audie's life was Universal's highest-grossing film for 20 years, until it was topped by "Jaws."

Audie Leon Murphy. Somebody must have told him his middle name means "Lion," because he was brave as one.

I'm a big fan of Audie, starting with his heroic story, playing himself on the big screen, in "To Hell And Back."



Happy Veterans Day! May America and Americans live up to her proud heritage, and take the high moral road. God Bless America!

Tom Lehrer

All Quiet On The Western Front

Paths Of Glory

Full Metal Jacket

Apocalypse Now

M*A*S*H

Catch 22

Dr. Strangelove or How I learned to Stop Worrying And Love The Bomb

The Big Red One

Go For Broke

To Hell And Back

In Praise Of Soupy Sales

Filmmaking - There Was A Man Dept.

Soupy Sales was so funny and so talented. I loved him as a kid, and still remember many of his great jokes.

"If you brush your teeth twice a year, you'll see your Dentist three times a day!"

I remember seeing his tv show in black-and-white (tape or kinescope, it wasn't live in Seattle).

He did his noon show "Lunch with Soupy" from Detroit, and later an evening show from KABC in Los Angeles, with occasional big-name drop-ins. Other shows, in New York and L.A. again, oh it was wild.

Soupy was a regular panelist on lots of other national shows, like "Hollywood Squares," "To Tell The Truth," and "What's My Line."

Soupy's real name was Milton Supman, and his stage and radio name for a while was Soupy Hines (as the autographed picture reads).

Soupy was always funny, and what's as important, good-natured. A sweet guy. And...with the occasional wicked sense of humor. Maybe you've seen the clip where the crew sent a birthday topless stripper to his kiddie-show door.

Or the New Year's show, when Soupy (stuck working on a holiday) asked his kiddie minions to send him "funny green pieces of paper" from Mom and Dad's wallet or purse.

Soupy collected $80,000 in US and Monopoly money, got suspended a week, and then went back on the air.

Parents were outraged, but why? What he did was not that much different from telling kids to buy cereal and send in the box tops, is it? On that level, his bit was high-level satire. Go Soupy!

Soupy Sales was such a fixture in my youth, and he lasted 83 years until today, and if you didn't see him growing up, well I just feel sorry for you.

I have Soupy Sales in my DVD collection.

Goodbye Soupy, and thanks for all the fun.



white fang
soupy sales
soupy hines
soupy sales dvd
lunch with soupy
lunch with soupy sales