Friday, December 24, 2010

Filmmaking - It's A Wonderful Life

Filmmaking - It's A Wonderful Life

This is my favorite last reel (10 minutes) of a movie, ever.
30-year-old Jimmy Stewart as George Bailey, in Frank Capra's
"It's A Wonderful Life."

I think it should be mandatory watching for filmmakers.



If you are unaffected by it, check your pulse, you may be dead.

Maybe the best thing ever filmed in the San Fernando Valley in August. (Temperature over 100F in the "snow.")

Some little-known facts about this wonderful movie.


Please let me know which is your favorite movie ending.

filmmaking

Wednesday, December 01, 2010

Vincent Rocca - Rebel Without A Deal

Vincent Rocca - Rebel Without A Deal

In my opinion, Vincent Rocca's book, "Rebel Without A Deal," is a perfect Christmas Filmmaker Stocking Stuffer. Ever since Vincent dropped out of High School, his life's dream and journey has been to make a movie.

With that abandonment of common sense so exciting and attractive to wives and girlfriends everywhere, Vincent joined thousands of other desperate filmmakers, but did something most of those never do.  He actually got his movie off the ground.


Balancing a burning quest for excellence with his actual resources, Vincent shot his full-length feature, "Kisses & Caroms," in 5 days, for $11,000 cash.

Even though
its quality is therefore at least twice that of any 48-hour film contest winner, for some reason many film festivals rejected it.  Vincent still managed to get it shown, and even cut a lucrative deal with Warner Brothers and National Lampoon. 


Sounds good on paper, but as happens so often, that deal fell apart. Vincent blames Distributor incompetence.  It is not known what the Distributor blames.  As might be expected after such a letdown, Vincent was despondent, and suicidally depressed, for nearly a year.

Even so, Vincent stayed true to his movie, and fought to get it distributed.  With persistence bordering on idiocy, (a trait we share), he still refused to quit, and got a new distribution deal.  Again through Warner Brothers.


This time, this deal, Vincent's movie, "Kisses & Caroms," grossed one million dollars and broke into the IMDb "Top 100 Movies" list.  I don't know if Vincent actually saw a dime of that, but that is not the point.


Vincent is to be applauded that his movie is - what is the word? - DONE.  That puts him ahead of everybody!  And that it got DISTRIBUTED.  And that VINCENT HAS WRITTEN ABOUT IT.  Go Vincent!


In this book is the entire story.
  Writing, Financing, Production, Post-production, and the part no Indy Producer thinks about, usually until it is too late - Distribution.


This book will be very interesting to read, for anybody who's not been through Indy Film Distribution.  Those who have been through it will probably begin to cry.


"Rebel Without A Deal" is available at
Amazon as a paperback book, and also on Kindle, Nook, and iPad.


Kevin Smith

Vincent Rocca
Kisses & Caroms
Rebel Without A Deal

Saturday, November 13, 2010

Flip UltraHD Video Camera

Flip UltraHD Video Camera
Ho ho ho! It's Christmas 2010, at the North Pole.

In the lower latitudes, Filmmakers shop for what we want, then we leave notes with pointed hints for Santa, or his little helpers, so they'll fetch us film and video tools, with which we make our movies.

This year, a few HD cameras have sorted themselves out of the herd, and I'll point 'em out a few quick seasonal HD camcorder reviews.

The World's Simplest HD Camcorder

This is the Third Generation for the popular Flip UltraHD Video Camera so they really have refined it.  The camera is rugged and simple, and easy to use.  You know me.  I like those things.

Work It

Turn it on, hit the red "Record" button, and you'll grab up to 8 Gb (2 Hours record time) of clear, sharp 720p HD video.  It even cancels out some extraneous camera jitter, with its built-in image stabilization, but I'd move it slowly, just like any other movie camera.

The camera captures at twice the normal NTSC video frame rate.  (
60fps instead of 30fps).  Easy to convert to other frame rates, too.

When shooting is over, just fold out the
USB port, and load your footage onto your computer, for editing.  Remember, you'll need a bigger computer and storage, to edit the bigger HD files, or convert them to SD for cutting.  (Don't worry, it's easy to do).

The newly-revised Flip UltraHD Video Camera combines its shoot-and-share simplicity with quite good-looking HD video.  The battery is rechargeable, and the cool part is, you just carry the Flip UltraHD camcorder easily in your shirt pocket, to capture things you would miss otherwise.
  

There's an HDMI jack, to fit your HDTV.  Instant camera, instant theatre!  Lighting is good under tungsten or fluorescent, I really like its daylight rendition.

Soundtrack is AAC digital audio format, designed to sound better than standard mp3 files.  AAC is compatible with most newer audio devices, so it sounds good, too.  If you can't tell, I love this camera, and how simple it is.

Holy Last-Minute!
Here's a special 3-day deal.
Only valid Thursday 'til Christmas.

$50 Off Flip Video UltraHD Camcorder, Sale $99.99 

Sunday, August 01, 2010

Film Production - Sony NEX-VG10

Film Production - Sony NEX-VG10
Several of my favorite cameras have been Sony.  Sony cameras are for the most part, rugged, reliable, and high quality.  Sometimes, and for some things, I really like the Sony pastel color rendition.  (Not all the time, though).

I'm a film guy at heart, and I have shot lots of video. All that being said, I admit I cannot see exactly which part of the market this camera, the 
Sony NEX-VG10 is supposed to serve.  And that is tragic.

Is it a pro camera, a hobby camera, an independent filmmaker camera?  Is it the "poor man's RED One," as I've unfortunately read it described?  That's crummy marketing, guys.


It's available in September, and Sony would like a deposit now, so they can presell it to me.  I would love to buy it, especially at its remarkably affordable price, 
BUT...

Numbers, guys.  Don't just tell me the image sensor is "Large."  (Or in this case, "19 times larger"). Compared to what?  Most video cameras, with their little dinky toy image sensors?  I shoot 35mm and 65mm film, 4-, 8-, 5-, and 15-perf.  "Large" to me doesn't mean what it does to you.  Give me a number - exactly how big an image sensor are we talking here?

Show me somebody using it.  That's what makes a cameraman drool.  I want to see somebody I respect using this gear, and using it well, and he likes it - he has a smile on his face.

Show me footage.
 This is second-best, because I'm looking at it on a computer screen.  But what smears, what blurs, what colors, what jitters as I pan, those are all important to me.  I need to see them.


Don't even think of trying to trick me.  Don't say this camera boasts "interchangeable lenses," and then the only ones I can put on are those you sell.  Not when I'm still shooting with every Nikon lens I've ever owned, on any camera I have.

Certainly don't claim it's "the first HD camera with interchangeable lenses," as the promo materials squawk.  What?  Don't be absurd.  I'm hotrodding lenses onto cameras for too long, to believe that one.


Compete honorably.
 I wish Nikon's DSLR had as good HD video as Canon's, but it doesn't yet.  Nikon D300s is pretty good.  It anCanon EOS 7D and Panasonic HVX200A and the RED Camera are your competition here, in the Indy Cine world, Sony.  Don't ignore them.  Meet and exceed them.


Also:
I am guessing, from what numbers there are,
this camera doesn't do 24fps.  Even if you think that's a dinosaur frame rate, it is still compatible with the rest of the film business, for a century now.  I know the arguments about 3:2 pulldown and yada yada.  Without 24p, you're just another video guy.  No theatrical feature film for you.

24p should at least be an option.  If it doesn't have 24, 25, 29.97, 30, and 60fps on the dial, I won't buy it. If you're trying to create a new standard with this camera, good luck to you, but I've been there, done that, and there's always heartbreak afterward.


I won't buy it if it's not compatible.  That's basic stuff, and non-negotiable.


Sony NEX-VG10
Film Production
Nikon D300s
Canon EOS 7D
Little Red Book
Panasonic HVX200A
Red: Ultimate Guide
Indy Cine Filmmaker
Independent Filmmaker

Sony HD camera for Filmmaking



Wednesday, July 14, 2010

Personal Loans

Personal Loans

Money Available For Deserving Projects
Better than Kickstarter, no waiting!
www.MoneyForProjects.com

Money to 

* Pay Bills
* Buy Things
* Build Your Business
* Finish A Project
www.MoneyForProjects.com


MoneyForProjects.com is where one may apply for personal loans, even if there are shortcomings in personal credit. Personal loans often often how businesses and projects get financed, even when regular banks or lending institutions say "no." Personal loans are essentially unsecured debt. There is no charge to see if you qualify.



In finance, unsecured debt refers to any type of debt or general obligation that is not collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment.


In the event of the bankruptcy of the borrower, the unsecured creditors will have a general claim on the assets of the borrower after the specific pledged assets have been assigned to the secured creditors. The unsecured creditors will usually realize a smaller proportion of their claims than the secured creditors.

In some legal systems, unsecured creditors who are also indebted to the insolvent debtor are able (and in some jurisdictions, required) to set-off the debts, which actually puts the unsecured creditor with a matured liability to the debtor in a pre-preferential position.

Under risk-based pricing, creditors tend to demand extremely high interest rates as a condition of extending unsecured debt. The maximum loss on a properly collateralized loan is the difference between the fair market value of the collateral and the outstanding debt. Thus, in the context of secured lending, the use of collateral reduces the size of the "bet" taken by the creditor on the debtor's creditworthiness. Without collateral, the creditor stands to lose the entire sum outstanding at the point of default, and must boost the interest rate to price in that risk. Where high interest rates are considered usurious, unsecured loans are either not made at all, or are made by loan sharks unafraid of the law.

See also
High-yield debt
Guarantor loan
Medical debt
Merchant Cash Advance
Peer-to-peer lending
Term deposit
References
v t e
Consumer debt
Alternative financial services Financial literacy
Unsecured debt 
Credit card debt (cash advance) Overdraft Payday loan Personal loan/Signature loan Moneylender Microcredit
Secured debt 
Mortgage loan/Home equity loan/Home equity line of credit Remortgage Car title loan/Logbook loan Tax refund anticipation loan Pawnbroker
Debt management 
Debt consolidation Credit counseling/Debt management plan/Debt settlement Personal bankruptcy Foreclosure/Repossession Debt Support Trust
Key concepts 
Annual percentage rate (APR) Effective annual rate (EAR) Credit history


personal loans

bad credit loans
loans for bad credit
bad credit personal loansunsecured personal loanspersonal loans for bad creditloans for people with bad credit

Thursday, July 01, 2010

Film Production - Seattle Gilbert and Sullivan Society HMS Pinafore 2010

Film Production - Seattle Gilbert and Sullivan Society HMS Pinafore 2010

I can't believe it's the year 2010 already.
 Fortunately, Time's passage doesn't require my belief.  Here in 2010, I'm up in Seattle for some weeks, to sing and dance in a wonderful production of Gilbert & Sullivan's "HMS Pinafore," which was first produced in 1876.  Our show runs through the month of July.

"HMS Pinafore"
 pokes fun at aristocracy, class distinction, loving above one's station, the military and the British Empire.

It was up-to-the-minute from the get-go, including reference to a fantastic new scientific invention,
the telephone, which was just invented!  Mr. Gilbert had one, with a wire between his house and Mr. D'Oyly Carte's  theatre, which means his London phone number was "1."

That also means "HMS Pinafore" has the very first, original cell phone joke - which is the line, "No telephone communicates with his cell."


In 
"HMS Pinafore" I'm a member of the "right good crew," and am delighted I get to keep my moustache, I'm right up-to-date for this particular production.  By comparison, here are some real sailors of the era.

 The cast is really good.  
William J. Darkow brings his beautiful baritone voice to the part of  our Captain Corcoran, and Dave Ross's rich radio voice creates the angry, plain-speaking Dick Deadeye, wounded critic-at-large of our Topsy-Turvy ship.  Oliver Donaldson and Jenny Shotwell are the class-crossed lovers.  Here are some lovely sisters, cousins, and aunts. 

Nathan Rodda
, a phenomenal Artist, designed the sets, and Gary Webberley and he built them.  Bernie Kwiram is our Musical Director, and conducts the Orchestra.  Our Director is Christine Goff, her staging and Direction are spectacular, and I like her gags.  Producer Mike Storie makes it all happen.



 In his 
"HMS Pinafore" lyrics, W.S. Gilbert masterfully creates an entire world, and satirically lampoons his own real one.  Sir Arthur Sullivan's beautiful music conjures an operatic choir that can turn on a dime, and principal parts that soar and thrill their way to triumphant presentation.

JOSEPHINE AND RALPH

Oh joy, oh rapture unforeseen,
For now the sky is all serene;
The god of day -- the orb of love --
Has hung his ensign high above,
The sky is all ablaze.

With wooing words and loving song,
We'll chase the lagging hours along,
And if I find the maiden coy,
I'll murmur forth decorous joy
In dreamy roundelays!


It's a
great show.  I hope you can attend!



Sam


"HMS Pinafore"
Topsy-Turvy
Gilbert and Sullivan
film school
filmmaking
film financing
film production
passion for cinema
digital filmmaking handbook


© 2010 Sam Longoria, All Rights Reserved

Thursday, June 17, 2010

Film Production - Canon EOS 7D

Film Production - Canon EOS 7D
Secret of recent HD filmmaking - High Definition Single Lens Reflex cameras.
  


Open your box of Nikon or Canon still lenses, pop your SLR onto a tripod, and you're pretty much ready to shoot.  Small, lightweight, powerful camera delivers various flavors of HD, at an amazingly reasonable price.


Check out the Nikon D300s, and Canon EOS 7D, for "real" 1080 x 1920 HD.Get one and start shooting!  Cut your movie on a computer, and only do filmout when it's done.



Film Production
Nikon D300s
Canon EOS 7D

Sam Longoria Digital Filmmaking Handbook



Film Production - Nikon D300s

Film Production - Nikon D300s

Secret of recent HD filmmaking - High Definition Single Lens Reflex cameras.
  


Open your box of Nikon or Canon still lenses, pop your SLR onto a tripod, and you're pretty much ready to shoot.  Small, lightweight, powerful camera delivers various flavors of HD, at an amazingly reasonable price.


Check out the Nikon D300s, and Canon EOS 7D, for "real" 1080 x 1920 HD.  Get one and start shooting!  Cut your movie on a computer, and only do filmout when it's done.



Film Production
Nikon D300s
Canon EOS 7D

Sam Longoria Digital Filmmaking Handbook



Tuesday, June 15, 2010

Klingon Family Reunion at Minneapolis CONvergence

Klingon Family Reunion at Minneapolis CONvergence

Summertime is great for a Family Reunion.  But...what if you are a Klingon?  (Sinister alien empire, sometime-nemesis of "Star Trek" Captains Kirk and Picard).


Thought Admiral Kris (John Halvorson), 
Kwak (Danny McCabe), K-bob

John Halvorson a 20-year Certified Klingon Translator - known as "Thought Admiral Kris," and Danny McCabe - known as "Kwak," both fully-costumed members of the fearsome Klingon Empire, attend numerous "Star Trek" and "Klingon" themed US science-fiction conventions.

Kris and Kwak belong to the Hollywood CA chapter of the nationwide Klingon Assault Group, which includes fellow Hollywood Klingons, "K-boom" (Comedian Dana Snow), and Klingon promoter, "K-tell" (Producer Sam Longoria).


Keg, Kwak, Kris

Kris and Kwak are in Minnesota with fellow Klingon, "Keg," (Marty Ramerez), at the prestigious CONvergence science fiction convention, in Minneapolis July 1-4, 2010.

Kris and Kwak will host the "Kurkura Family Reunion," at the CONvergence convention's Sheraton Bloomington hotel, at 1121 Jackson St NE Minneapolis, MN 55413  (651) 647-3487

John Halvorson "Kris," is the founder of the Klingon Assault Group, and his Klingon family is named "Kurkura."  It is the oldest-known Klingon family.


Mmm!  Klingon babe Cammie

Researching Klingon names in 1982, Halvorson found "Kurkura," while looking through a Hindu dictionary.  Kurkura is a minor deity, a dog-demon that attacks children.

As Halvorson enjoys harassing Starfleet-oriented Star Trek clubs, it seemed an appropriate name.  "'Kurkura' has a nasty sound to it too, real Klingon stuff," says John.


K-bob, in a moment of repose, sells tickets.

John enjoys his own family reunions, and a Klingon "Kurkura Family Reunion" sounded like fun.  "Nobody's had a Klingon family reunion yet I'm aware of, so I'll start one with MY Klingon family," says John, who also runs the Imperial Trade Mission, a Klingon Twitter forum, and the ITV blog.

John and his Kurkura Family are looking to increase their number.
If you'd like to become a member of the distinguished Klingon Kurkura family, approach John and Danny and Marty at CONvergence, or write John at johnhalvorson@comic.com

CONTACT:

ITM Twitter
http://twitter.com/klingon_

ITM Blog
http://klingon-translator.blogspot.com



Monday, June 14, 2010

Bad Credit Loans

Bad Credit Loans

Money Available For Deserving Projects
Better than Kickstarter, no waiting!
www.MoneyForProjects.com

Money to 

* Pay Bills
* Buy Things
* Build Your Business
* Finish A Project
www.MoneyForProjects.com


Bad credit loans are a type of loan, where the lender has done sufficient due diligence, so he feels the risk inherent in making a loan to a person with poor credit is mitigated, sufficient to make the loan.

In finance, unsecured debt refers to any type of debt or general obligation that is not collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment.

In the event of the bankruptcy of the borrower, the unsecured creditors will have a general claim on the assets of the borrower after the specific pledged assets have been assigned to the secured creditors. The unsecured creditors will usually realize a smaller proportion of their claims than the secured creditors.

In some legal systems, unsecured creditors who are also indebted to the insolvent debtor are able (and in some jurisdictions, required) to set-off the debts, which actually puts the unsecured creditor with a matured liability to the debtor in a pre-preferential position.

Under risk-based pricing, creditors tend to demand extremely high interest rates as a condition of extending unsecured debt. The maximum loss on a properly collateralized loan is the difference between the fair market value of the collateral and the outstanding debt. Thus, in the context of secured lending, the use of collateral reduces the size of the "bet" taken by the creditor on the debtor's creditworthiness. Without collateral, the creditor stands to lose the entire sum outstanding at the point of default, and must boost the interest rate to price in that risk. Where high interest rates are considered usurious, unsecured loans are either not made at all, or are made by loan sharks unafraid of the law.

See also[edit]
High-yield debt
Guarantor loan
Medical debt
Merchant Cash Advance
Peer-to-peer lending
Term deposit
References[edit]
[hide] v t e
Consumer debt
Alternative financial services Financial literacy
Unsecured debt 
Credit card debt (cash advance) Overdraft Payday loan Personal loan/Signature loan Moneylender Microcredit
Secured debt 
Mortgage loan/Home equity loan/Home equity line of credit Remortgage Car title loan/Logbook loan Tax refund anticipation loan Pawnbroker
Debt management 
Debt consolidation Credit counseling/Debt management plan/Debt settlement Personal bankruptcy Foreclosure/Repossession Debt Support Trust
Key concepts 
Annual percentage rate (APR) Effective annual rate (EAR) Credit history


personal loans

bad credit loans
loans for bad credit
bad credit personal loansunsecured personal loanspersonal loans for bad creditloans for people with bad credit

Sunday, May 30, 2010

Red One - Red One Rental - Red Camera Rental

Red One Rental - Red Camera Rental


So many requests for Red Camera info!  I made this page to put them all in one place, as they come in.



Books

Little Red Book

Red: Ultimate Guide
.
.

Video

Red 101 DVD
.
.
Cameras
.
.

Gear
.
.

Red One
Red Camera
Red One Rental
Red Camera Rental

Wednesday, May 26, 2010

Panasonic VIERA S1 Series TC-P42S1 42-Inch 1080p Plasma HDTV

Time to toss my old SD monitors, and look at my video stuff on a classy new screen. Forward!  

Here's my first choice, the solid Panasonic VIERA S1 Series TC-P42S1 42-Inch 1080p Plasma HDTV. Comments welcome, love to hear from owners.

Friday, May 14, 2010

Loans For Bad Credit

Loans For Bad Credit

Money Available For Deserving Projects
Better than Kickstarter, no waiting!
www.MoneyForProjects.com

Money to 

* Pay Bills
* Buy Things
* Build Your Business
* Finish A Project
www.MoneyForProjects.com


Loans for bad credit are often made by banks or other lending institutions, who are familiar with banking procedures based on below-par credit scores and ratings.

In finance, unsecured debt refers to any type of debt or general obligation that is not collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment.

In the event of the bankruptcy of the borrower, the unsecured creditors will have a general claim on the assets of the borrower after the specific pledged assets have been assigned to the secured creditors. The unsecured creditors will usually realize a smaller proportion of their claims than the secured creditors.

In some legal systems, unsecured creditors who are also indebted to the insolvent debtor are able (and in some jurisdictions, required) to set-off the debts, which actually puts the unsecured creditor with a matured liability to the debtor in a pre-preferential position.

Under risk-based pricing, creditors tend to demand extremely high interest rates as a condition of extending unsecured debt. The maximum loss on a properly collateralized loan is the difference between the fair market value of the collateral and the outstanding debt. Thus, in the context of secured lending, the use of collateral reduces the size of the "bet" taken by the creditor on the debtor's creditworthiness. Without collateral, the creditor stands to lose the entire sum outstanding at the point of default, and must boost the interest rate to price in that risk. Where high interest rates are considered usurious, unsecured loans are either not made at all, or are made by loan sharks unafraid of the law.

See also[edit]
High-yield debt
Guarantor loan
Medical debt
Merchant Cash Advance
Peer-to-peer lending
Term deposit
References[edit]
[hide] v t e
Consumer debt
Alternative financial services Financial literacy
Unsecured debt 
Credit card debt (cash advance) Overdraft Payday loan Personal loan/Signature loan Moneylender Microcredit
Secured debt 
Mortgage loan/Home equity loan/Home equity line of credit Remortgage Car title loan/Logbook loan Tax refund anticipation loan Pawnbroker
Debt management 
Debt consolidation Credit counseling/Debt management plan/Debt settlement Personal bankruptcy Foreclosure/Repossession Debt Support Trust
Key concepts 
Annual percentage rate (APR) Effective annual rate (EAR) Credit history


personal loans

bad credit loans
loans for bad credit
bad credit personal loansunsecured personal loanspersonal loans for bad creditloans for people with bad credit

Wednesday, April 14, 2010

Bad Credit Personal Loans

Bad Credit Personal Loans

Money Available For Deserving Projects
Better than Kickstarter, no waiting!
www.MoneyForProjects.com

Money to 

* Pay Bills
* Buy Things
* Build Your Business
* Finish A Project
www.MoneyForProjects.com


Bad credit personal loans are loans extended by banks or lending institutions, even though they are not collateralized (they are unsecured), and they reflect on the Borrower's already poor credit rating.

In finance, unsecured debt refers to any type of debt or general obligation that is not collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment.

In the event of the bankruptcy of the borrower, the unsecured creditors will have a general claim on the assets of the borrower after the specific pledged assets have been assigned to the secured creditors. The unsecured creditors will usually realize a smaller proportion of their claims than the secured creditors.

In some legal systems, unsecured creditors who are also indebted to the insolvent debtor are able (and in some jurisdictions, required) to set-off the debts, which actually puts the unsecured creditor with a matured liability to the debtor in a pre-preferential position.

Under risk-based pricing, creditors tend to demand extremely high interest rates as a condition of extending unsecured debt. The maximum loss on a properly collateralized loan is the difference between the fair market value of the collateral and the outstanding debt. Thus, in the context of secured lending, the use of collateral reduces the size of the "bet" taken by the creditor on the debtor's creditworthiness. Without collateral, the creditor stands to lose the entire sum outstanding at the point of default, and must boost the interest rate to price in that risk. Where high interest rates are considered usurious, unsecured loans are either not made at all, or are made by loan sharks unafraid of the law.

See also[edit]
High-yield debt
Guarantor loan
Medical debt
Merchant Cash Advance
Peer-to-peer lending
Term deposit
References[edit]
[hide] v t e
Consumer debt
Alternative financial services Financial literacy
Unsecured debt 
Credit card debt (cash advance) Overdraft Payday loan Personal loan/Signature loan Moneylender Microcredit
Secured debt 
Mortgage loan/Home equity loan/Home equity line of credit Remortgage Car title loan/Logbook loan Tax refund anticipation loan Pawnbroker
Debt management 
Debt consolidation Credit counseling/Debt management plan/Debt settlement Personal bankruptcy Foreclosure/Repossession Debt Support Trust
Key concepts 
Annual percentage rate (APR) Effective annual rate (EAR) Credit history


personal loans

bad credit loans
loans for bad credit
bad credit personal loansunsecured personal loanspersonal loans for bad creditloans for people with bad credit